On 8th May, the Bank of England reduced the base interest rate to 4.25%, offering a welcome boost for borrowers and those looking to move. This quarter-point drop is the second cut of 2025, and further reductions are expected later this year.
If you’re considering selling your property or moving to the area, take a moment to browse our Properties for sale in Wentworth Estate, Properties for sale in Virginia Water and the surrounding areas. If you have any questions, you can also visit our award-winning website or call us on 01344 843000 and email us.
So, what does this mean for buyers and sellers in Wentworth and Virginia Water?
A more buyer-friendly market in prime Surrey locations
This move is expected to ease borrowing costs. If you’re on a tracker mortgage, you may already notice the change in your monthly payments. Fixed-rate borrowers coming to the end of their term will also benefit, with some lenders already reducing rates in anticipation of this decision.
If you’re planning to buy a home in Virginia Water or Wentworth, this is a particularly encouraging time. Lower interest rates mean more attractive mortgage deals, especially for those with larger deposits, and increased confidence among serious buyers looking to invest in these sought-after areas.
A positive ripple effect for sellers in the local market
When borrowing becomes more affordable, more people are ready to step into the market. That creates a larger pool of active buyers and stronger competition for well-presented homes in prestigious locations like Wentworth Estate and Virginia Water village.
This uplift in demand not only supports property values but often leads to quicker sales, especially in areas known for their quality of life, green surroundings, and excellent commuter links.
What’s next for Virginia Water and Wentworth homeowners?
Financial analysts, including Morgan Stanley, are forecasting that the base rate could drop to 3.25% by the end of 2025, and potentially reach 2.75% in 2026, depending on global conditions. This longer-term outlook may encourage more would-be movers to act sooner rather than later, particularly in high-value markets like Wentworth where timing can make a real difference.
Thinking of buying or selling in Virginia Water or Wentworth this summer?
At Barton Wyatt, we’ve already seen a notable rise in enquiries and viewings since the start of the year, and with borrowing costs now falling, we expect demand to remain strong. If you’re considering a move in Virginia Water, Wentworth, or the surrounding Surrey villages, our experienced team is here to guide you.
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If you’re thinking of moving to the area or buying an investment property take a look at our portfolio of properties for sale in Virginia Water and the surrounding areas. If you are thinking of renting in the area and would like to speak to someone about properties to let in Virginia Water, a member of our expert team would be happy to help. You can call us on 01344 843000 or email us. Follow us on Facebook, Instagram, and LinkedIn to stay updated.
